Tag Archive | Visa Black Card

Graphite Platinum AMEX Implies “Switch and Bait” by Visa

Artist Adam McEwen recently created two sculptures for his exhibit “Switch and Bait” in New York, both sculptures were made from “machined graphite.” Graphite, like its allotrope diamond, is a form of carbon. One of his two exhibits is an American Express Platinum Card created from Graphite. Art is in the eye of the beholder, but to us it seems that he is implying that the Visa Black Card is pulling a “Switch and Bait” and ripping off American Express Platinum Card (which the Visa Black Card more accurately compares to).

adammcewenswitchandbait1_amex_platinum_graphiteIf you’re in NY, exhibit is held @

Switch and Bait
Through 18 April 2009
Nicole Klagsbrun Gallery
520 West 20th Street
Chelsea, New York City map
tel. +1 212 243 3335

Posted in Alternate Cards, General0 Comments

Visa Black Card Rolex Giveway (2009)

Rolex LogoA few of our readers that have the Visa Black Card just let us know that the received a monthly newsletter stating that there will be a Black Card 2009 Rolex Giveaway. The letter states that card members are automatically entered in a drawing to win, and one card member will be selected at random on December 31, 2009 and will receive a $10,000 Rolex gift card that is redeemable at an authorized Rolex dealer. Primary account holders in good standing are eligible for the drawing.

Posted in Visa Black Card3 Comments

The Black Card Era: Visa, AMEX, and many more

Rapper Clipse tells us, we are in indeed in the Black Card Era. The “black card“, urban legend turned reality in 1999 may finally be exhausting it’s life as everyone in the world can now have a black card. As NBA stars like DeShaw Stevenson would remind you, as would Visa, the Black Card “is not for everyone“, as would WIZKID Productions “Black Affair” for Mid-night Ballers.

DeShawn Stevenson Black CardWizkid Black Card

But that hasn’t stopped everyone from capitalizing on the “Black Card“, for example, if you want to go to a club that caters to the”Black Card” crowd, and is VIP only (Arizona’s Black Card Ultralounge pictured below, has now closed)

black_card_ultralounge

The Black Card PartyBlack Card Thursdays At FR.OG

There is of course a social club that has established itself as the “Black Card Circle“:

Black Card Circle is the Premier Communication Platform and Relationship Building Organization for Influential Individuals Worldwide.

Black Card Circle Logo

Or if you want to listen to some tracks from the Ali Vegas released a mixtape titled “Black Card Council – Unlimited Street Credit.” that are cater to the sophistication that “Black Card” members so often discern, you can.

Black Card Council

There is the “NatWest Black Card” which is prestigious in the UK, and requires you are over 25 with £75,000 or greater (sorry Harrison Gervitz).

natwest_black

Andy Warhol said in 1968 that “In the future, everyone will be world-famous for 15 minutes”

…and the black card brings people that bit of fame. For now, you’ll have to stick to one of the above, or you can get the latest new comer to the black card market, the “Visa Black Card“.

Visa Black Card

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Visa Black Card Demographics – Is the Card all Marketing Hype?

For Visa Black Card, it may all be hype and marketing science (as it can now be seen in ads in Robb Report, Snow Magazine, etc), but some sample stats we’ve collected so far it appears Barclay’s is at least successful in attracting the higher end customers (although, time will tell as this card itself may not be all that exclusive, as it’s allegedly only a “Visa Platinum Plus” which is below the Visa line of Signature Cards: ). All the charm of luxury may come in the from of the British accent featured in Barclay’s TV Commercials .

Here’s some of the data we have seen of that exclusive “1%” cardholder profile:

  • 31 year old male, income approx $175,000 3 credit scores average 765, approved for Visa Black Card with 25,000 limit, alternate cards: Chase Freedom Visa Signature Limit = $50,000.
  • 28 year old male, income approx $300,000 3 credit score average 740, approved for Visa Black Card with 20,000 limit, alternate cards: American Express Centurion Card.
  • “Schiffy”income approx $10,000, credit score average 598, approved for Visa Black Card with unknown limit.
  • “Dave” income approx $170,000, credit scores above 765, approved for Visa Black Card with unknown limit.
  • “Pashok” MBA with 6 figure income, credit scores 765, approved for Visa Black Card with unknown limit.

If you Apply for the Visa Black Card and are accepted, please feel free to update us with your stats to include in the profile!


Posted in Visa Black Card44 Comments

Visa Black Card and American Express Centurion – No Comparison

The more information that is gathered about the new Visa Black Card, the more it seems that the card is not as high end as the American Express Centurion card. So the whole theory of, you get what you pay for ($495/year vs $2500/year) holds true. Here’s some photos our reader sent in showing the card side by side to the Centurion Card, our reader tells us card itself feels like a normal credit card — nothing special. You can check out our review/unboxing page for more photos, and our comparison chart for card benefits comparison. American Express doesn’t have an online application for their Black Card, but Visa allows you to apply directly for the card here

visa_black_card_vs_amex_centurion_card_front

visa_black_card_vs_amex_centurion_card_back

Posted in General, Visa Black Card2 Comments

Visa Black Card – Hands on Review and Unboxing

We were fortunate enough to have one of our readers who recently received the Visa Black Card and send us photos of the unboxing as well as photos side-by-side to their Centurion Card. Without even diving deep into the benefits you can see right off that this card is more appropriately competing with the American Express Platinum Card, and you will see will see further from the photos and even the unboxing that the card does not “feel” that luxurious.

Here’s the box as it arrives to your house:

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And our reader opening the box:

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The World Awaits

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Open box including card terms and conditions, as well as Visa Black Card box.

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Black Card Concierge and Benefits Guide cover.

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Details on The Concierge and Visa Black Card Benefits

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visa_black_pamphlet_8_concierge

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Details on the Visa Black Card Rewards Program

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visa_black_card_welcome_letter

Here’s an image of the front of the Visa Black Card in person.

visa_black_card_photo_front

This is somewhat interesting as our reader expected the card to be stiff or special in some form since it is allegedly made from Carbon Graphite (Carbon Fiber), but apparently it feels and bends just like plastic.

visa_black_card_bending

Our reader says they even felt weird putting the cards side by side, as the more they learn (and we learn too), they don’t really compare.

visa_black_card_vs_amex_centurion_card_front

visa_black_card_vs_amex_centurion_card_back

Posted in Visa Black Card28 Comments

www.blackcard.com Exclusive Visa Black Card TV AD

The TV ad is also posted on Barclay’s official Visa Black Card Site.

Posted in General, Visa Black Card

The Visa Black Card vs American Express Centurion Card (in depth comparison/review)

History of the Black Cards, and the Visa Black Card

Visa Black Card

On October 2, 2007, ThinkTank Holdings LLC (founded by Scott Blum, located in Jackson, Wyoming.) announced a new Patent Pending (filed 2007) Credit Card Venture titled “Next Card“. The concept for “Next Card” was simply for a high-end/luxury credit card made from a special carbon/carbon based material. Concept from inception was that this card would be available to corporations and individuals for an annual fee of $495, it was also anticipated that the card would launch with typical luxury card services such as 24-hour concierge, points and rewards program, as well as other benefits.

After Black Cards and the Black Card Brand (that is, American Express)

Chasing the American Express Black Card brand was no doubt a goal of Scott Blum with this concept. The American Express Centurion Card started out as an urban myth (see history) that American Express ultimately decided to capitalize on October 14, 1999. “There had been rumors going around that we had this ultra-exclusive black card for elite customers,” says Doug Smith, director of American Express Europe. “It wasn’t true, but we decided to capitalize on the idea anyway. So far we’ve had a customer buy a Bentley and another charter a jet.”

Visa after having launched it’s “signature” series of cards in 1999, launched a higher tier of “signature preferred” cards in May of 2007 targeted at customers who spend $50,000 a year or more on their cards (Visa Signature average spend is approximately $27,600 a year). Merchants actually pay 14% more per transaction vs a regular Visa or Signature card.

The whole purpose of this card is to take share from American Express,” said James McCarthy, Visa senior vice president for consumer-credit products. They may be a ways away, according to a 2007 survey in Europe, Centurion cardholders spend 11.5 times more (see demographics) than the typical American Express card member, and on average have income in excess of 1M a year.

Combine urban myth and Black Card allure with Visa salivating over American Express and Centurion Card premiums and what do you get? The Visa Black Card.

Visa Black Benefits vs American Express Centurion Card Benefits

In our initial comparison of the Visa Black Card and American Express Centurion Card we observed that luxury plastic is no longer, well, plastic (although it sure seems that way); The question still remains how truly exclusive the Visa Black Card is? Time (and our readers) will tell, but as stands, 1% of the population is somewhat “undefined” other than by credit record, and other private information (Barclay’s has yet to clarify what this actually means), while American Express has some hard limits, e.g. you have to spend $250,000 on a Platinum Card to qualify, no getting around that. Outside of exclusivity, luxury credit cards aim to offer “new levels of service” for their “elite clientele”  while providing “unique experiences” and unusual “discounts and amenities“. Below, we’ve put together a detailed comparison chart of the Visa Black Card compared to American Express Centurion Benefits. What stands out most is the automatic membership and hotel/airline elite access gained with the Centurion Card, which is nonexistent on the Visa Black Card; Of course, the Visa Black Card only runs $495 a year, compared to the $2500 a yearfor the Centurion Card. At current it appears the Barclay’s Black Card is sorely lacking in many areas where American Express is not, and the card itself is more comparable to the American Express Platinum Card ($450/year membership).

American Express Platinum Card

VISA Black Card vs AMEX Centurion Benefits

BENEFIT CENTURION VISA BLACK
No Pre-Set Spending Limit (Limit Based on Individual) N Y
CONCIERGE (24/7/365) Y Y
Personal Assigned Concierge Y N
Full service, 24/365 travel agency and concierge Y Y
Centurion Destinations Vacations Bonus points and credits for booking Y NA
AIR/AIRLINE TRAVEL
Frequent Flier Programs Y N
Continental Airlines Gold Y N
Delta Airlines Gold Y N
Virgin Atlantic Airways Gold Y N
US Airways Platinum Y N
International Airline Program (complimentary companion tickets) Y N
Private Jet Services Program Y N
Airport Lounge Programs Y N
American Airlines Admirals Club lounges Y N
Continental Airlines Presidents Club Y N
Delta Crown Room Club Y N
Northwest Airlines WorldClubs Y N
Priority Pass (access to over 450 airport lounges) Y Y
Virgin Atlantic Clubhouses Y N
Automatic Baggage Insurance Coverage
Up to 3,000 loss or damaged carry-on Y N
Up to 2,000 beyond Common Carrier coverage for checked bags Y N
Travel Accident Insurance (Death and Dismemberment) Y N
AUTO/CAR PRIVILEGES
Car Rental Elite Status Membership Y N
Avis Presidents Club Y N
Hertz Gold Y N
Car Rental Loss and Damage Insurance Plan Y N
Limousine Program Y N
BOAT/YACHT/CRUISE BENEFITS
Centurion Cruise Credits
$500 shipboard credits for cruises booked through Centurion Travel Service Y N
Receive additional upgrades and amenities (cruise partner specific) Y N
Annual Reward $100 credit to book a cruise or land vacation via CTS. Y NA
Private Yacht Program Access and Special Amenities ($750 or more) Y N
Fraser Yachts Y N
International Yacht Collection Y N
HOTELS/RESORTS/VILLAS
Fine Hotels & Resorts Y NA
Centurion Hotel Privileges Y N
Peninsula Y N
Aman Y N
Orient Express Y N
Mandarin Oriental Y N
Ritz-Carlton Club Y N
Centurion Villas Y NA
Exclusive Resorts (25 destinations worldwide) Y NA
Abercrombie & Kent Villas Y N
Beautiful Places Y NA
Four Seasons Residence Clubs Y N
LaCURE Y N
The Mansion at MGM Grand Y N
Villas of Distinction Y NA
Centurion Destination Vacations Y NA
Hotel Elite Status Y N
Hilton Family of Hotels (HHonors Gold) Y N
InterContinental® Hotels and Resorts (Priority Club – Platinum) Y N
Starwood® Hotels & Resorts Worldwide (SPG) Y N
Club 5C Relais & Châteaux Y N
EMERGENCY TRAVEL SERVICES
24/7 Medical, Legal, Financial, and other Emergency Assistance. Y Y
Arrange Transfer to Medical Facility by Air or Ambulance Y N
Prescription Replacements Y N
Emergency Hotel Check-in Y N
Immediate Cash Access Y N
Lost Luggage Recovery and Tracking Y Y
Stolen passport assistance Y N
Emergency cancellation and Replacement Y N
Emergency Translation Services ? Y
Foreign Protocol information ? Y
Message Service ? Y
Computer rental, audio/visual rental equipment ? Y
Check Cashing Privileges up to 10k/month Y N
Order foreign currency and fee-free Travelers Cheques by phone Y NA
DINING/LIFESTYLE/EXPERIENCES
Access to special seats Y Y
Special invitations to exclusive events Y Y
Reservations at remarkable restaurants Y Y
Services of Professional Concierge Y Y
By Invitation Only (sports, performing arts, business symposiums, etc) Y N
Centurion Dining Reservations (tables held at restaurants for cardholders) Y Equivalent
Premium Seats (reserved seats)
Sports Events Y Y
Entertainment Events Y Y
Live Concerts at venues in LA/NY Y Y
Platinum Lounge Access at Staples center in LA Y NA
Access to American Express Gold Card Events Y NA
COMPLIMENTARY MEMBERSHIP PROGRAMS
Space Adventures’ Spaceflight Club Membership Y N
Magazine Subscriptions
Black Ink Y N
Departures Y N
Equinox Fitness Clubs
Centurion member rate Y N
Complimentary Personal Training Sessions Y N
Spa Treatments Y N
Guest passes Y N
Kids’ club Y N
SHOPPING PRIVILEGES
General Escalated Shopping Privileges Y Y
Assistance with finding speciality items, rare, research Y Y
Bergdorf Goodman (close store for private shopping) Y N
Gucci Y N
Neiman Marcus Y N
Sony Cierge Y N
Extended Warranty Y N
Fraud Protection Guarantee Y Y
Purchase Protection Plan Y N
Points Programs Y Y
Membership Rewards First Program Y Equivalent
Tour GCX13 Membership with benefits ($150 credit) Y NA
Special Free Luxury Gifts Y Y

*We are not fully aware of all Visa Black Card services offered quite yet, and will update as we learn more as our readers get the card and submit info.

Posted in Centurion Card, Visa Black Card15 Comments

Visa Black Card Concierge

In our initial comparison of the Visa Black Card and American Express Centurion Card we noted material types; Outside of card types the things that stand out are, how hard is this card to get (e.g. is it truly exclusive?) , and what real benefits does it offer? The the main things that stands out is the concierge service, but we have yet to see what this can deliver. Visa lists the following, but as with any concierge it’s defendant on the actual service, both American Express tout. American Express Centurion Concierge has been in business since 1999, over 9 years.

You can go to the American Express Concierge Travel Insights Site for more detail on the black card, such as where Centurion Cardholders like to eat when they are in New York.

Or you can go to Visa’s Black Card Site with the details below.

Here’s what Visa cites as examples of Concierge abilities.

Entertainment Planning (Information, Referrals, Reservations, Ticketing)
  • Recommended Restaurants
  • Health clubs
  • Sports entertainment events
  • Golf Tee Time
  • Shopping locations
Business Services (Referrals & Arrangements)
  • Conference service
  • Emergency translation services via phone
  • Computer rental, audio/visual equipment
  • Message service
  • Foreign protocol information
Travel Information and Assistance (Referrals/Recommendations, Reservations)
  • Weather forecasts/ATM locations
  • VISA passport locations
  • Customs, duties and information
  • Mass transportation information and schedules
  • Hotel information
  • Mail/fax destination package
  • Car rentals, limousine & car service information
  • Flight information and ticketing
Country and City Information
  • Highlights/sights/exhibitions/shows
  • Festivals/museum/music entertainment information
  • Time/hours/holidays information
  • Tourist information
  • Shopping information
Gift Arrangements
  • Gift baskets
  • Floral arrangements
  • Specific gifts (as requested)
  • Special occasion gift recommendations
Specialty Services
  • Assistance with location and purchase of specialty items.
  • For example:
    • Rare books or records;
    • Unusual household items;
    • And referrals to specialty services such as dog groomers, tailors and doll makers
  • Hard to find items; special research; specialty shopping


Posted in Visa Black Card Concierge1 Comment

Visa Black Card, The Black Card Made of Carbon Graphite

Barclay’s launches their Visa Black Card competing directly with the American Express Centurion card. The Visa Black Card which is made out of carbon graphite, and includes similar benefits to the Centurion Card such as Priority Pass. Currently “Limited to 1% of US Residents” but criteria is currently yet to be clarified (when I called 12/2).

*1% cash back on purchases or $1 = 1 points that can redeemed for travel anytime
* 24-Hour Concierge Service
* Exclusive Rewards Program
* Luxury Gifts
* Patent Pending Carbon Graphite
* Annual Fee $495

Apply for the Visa Black Card Online

Update:
Introductory 0% Balance Transfer for 6 months
Standard APR = Prime + 9.99 =  Currently 13.99%
Cash Advances = Prime + 15.99 % = Currently 19.99%

barclays_visa_blackcard.jpg

*The Exclusivity/Limited to 1% of US Residents according to Barclay’s rests heavily on a Credit Score amongst other “personal financial information”.
If you wish to know if you fit Barclay’s criteria, e.g. limited to 1% you can Apply Online with Visa Here

For additional details, articles, reviews, hands on photos and more, go to our main Visa Black Card page.

Posted in Visa Black Card